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Welcome to Total Credit Repair.
Our Developer was once
closely associated to the Credit Bureau which allowed him to learn credit
bureau secrets, rules, and regulations that assist in removing information from
any and all credit reports. He has used this knowledge successfully for the
past 20 years helping countless people not only restore their credit, but obtain
the lifelong dreams of owning a new home or even a new car. Once this
process has begun, the credit bureaus will be required to send you new
reports every 4 to 6 weeks revealing to you what has been deleted from your
credit reports until the entire job is complete. What we cannot do is tell you
how fast or how slowly your report will be completed. Everyone is different.
Some are completely done in as little as 4 weeks… others can take over two
years… but the average time that most are done is 6 – 9 months. Over the
past 12 months we've had almost 300 completed in only 30 days.
We must warn you that there are countless numbers of people who jump
into the credit repair business, especially over the past 5 years. They do not
know what they are doing. They can only use the public laws to assist them,
and because of that, they are only partially successful. They also quite
frequently charge you $900 - $3500 for this partial service.
Once the process has begun, you will receive all three credit reports from
the three credit bureaus usually 5 to 20 days. When you receive these
reports, you must mail them to us. After we receive your first set of credit
reports, we will begin immediately. Four to six weeks from that point, you will
receive new reports revealing what has been deleted from your reports. You
must send these new reports to us as well and continue to send us everything
the credit bureaus send to you until this process is complete. Always send the
originals – NO COPIES.
In between each six-week period, you will receive letters from the credit
bureaus. It is important that you send all this correspondence to us. Do not fill
out or sign anything that comes from the credit bureaus. Let us do it all for
you. The credit bureaus can be very tricky, and all they have to do is to get
you to admit that you are doing credit repair. Then they will have the legal right
to stop it. In order to prevent this, do not fill out any of their questionnaires.
One letter that they will send you explains, “… they are doing an
‘investigation' and that they will know something in 30 days.” This is a good
letter and part of the law assisting in the removal of unwanted items on your
credit report. Another letter will ask you if you are doing credit repair and if
you think the agency helping you is charging you too much. Then they will want
you to fill out their questionnaire. Do not fill out this or any letter from the credit
bureaus. That is an admission that you are doing credit repair and it will give
them the right to stop it and put everything back. Send all correspondence
from the credit bureaus to us.
In 20 years, we have helped thousands obtain their new homes,
automobiles, etc., and get their self-esteem back in order. The credit bureaus
want to penalize you 7-10 years on your credit reports. People can literally
find themselves in Credit Prison.” We believe this to be outrageous -
especially knowing that there are people who commit murder and other
atrocities and get out of prison quicker than that.
We do more than just patch, renovate or repair your credit. We are in the
business of Total Credit Restoration in order to Re-establish and Reinstate
your Credit Worthiness with creditors including banks, mortgage loan
companies, and auto dealerships. We take pleasure in seeing our clients
regain their Self-Esteem, Confidence, and new potential of provision for
themselves and their family.
We believe people deserve a Second Chance!
We believe people deserve Forgiveness!
We believe people deserve Redemption!
People treat you different when you have good credit!
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